Islamic Treasury Products

Kenanga’s Skim Perbankan Islam (SPI) products are approved by our Shariah Committee in tandem with the requirements stipulated by Bank Negara Malaysia.

Commodity Murabahah Deposit-i

  • CMD-i is a wholesale Islamic deposit product with a fixed rate of return conducted through buying and selling of commodities as the underlying transaction based on the Shariah concept of Murabahah (cost plus profit sale).
  • The customer (known as Principal) will be the seller of the commodity while KIBB SPI (the Bank) that receives the placement will be the buyer of the commodity.

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