Kenanga Digital Investing

An A.I. Driven Investing Platform
We believe that growing your wealth should be simple, affordable and intuitive. With the introduction of Kenanga Digital Investing and its A.I. driven features, you can save easily and invest confidently.

App Store Android

4.0% Effective Annual Rate (EAR)*

With KDI Save, you get a FIXED return of 4.0% Effective Annual Rate (EAR)*, No lock-in period.

*Terms and conditions apply

Save

Invest With Confidence

With KDI Invest, the world’s top-performing ETFs are at your fingertips.
Invest

Earn Intelligently With Technology

Our A.I. uses predictive data to manage your investments 24/7.
Earn

Benefits from Kenanga Digital Investing


ZERO UPFRONT FEES

NO SWITCHING FEES

NO LOCK-IN PERIOD

FULLY A.I. DRIVEN

EFFORTLESS ONBOARDING

BACKED BY AN AWARD-WINNING FINTECH DISRUPTOR

How to
Get Started

 

Find

Go to App Store
or Google Play
or Website

 

Register an account

Submit Your Application from Web or App

 

Start Investing

Login and start to Save, Invest and Earn with KDI
Sign Up Now
Frequently Asked Questions
What documents do I need to open a Kenanga Digital Investing (KDI) account?

If you are a Malaysian, you are required to upload a digital image or picture of the front and back of your National Registration Identity Card (NRIC) when you sign-up for our platform.

If you are a Non-Malaysian, but are a permanent resident holding a Malaysian bank account, you are required to provide a digital image or picture of your passport with your personal details when you sign-up for our platform.

Note that we are unable to onboard any U.S. Citizens or those U.S. Green Card holders.

Is there any investment lock-in period?

No, there is no investment lock-in period or penalties for investments in both KDI Invest and KDI Save. You may withdraw the funds from your account at any time.

Please take note that there is a minimum withdrawal amount. For KDI Save, the minimum withdrawal amount is RM10. For KDI Invest, the minimum withdrawal amount is RM100.

KDI recommends that investors to adopt a time horizon longer than one year for KDI Invest products. While you are able to withdraw your funds at any time, investors should allow at least a three-year time horizon to manage and ‘smooth out’ risk over various market cycles for optimal results.

We recommend KDI Save for those looking at shorter-term investment tenures of less than a year. KDI Save is a flexible, no-strings-attached alternative to term savings products like Fixed Deposits.

What are the forms of returns from KDI Save ?

You earn a pro-rated daily interest rate which is reflected in the daily value gain of your KDI Save account.

Is KDI Save PIDM insured?

No, KDI Save is not PIDM insured. Nonetheless, we carefully protect your KDI Save deposits by investing in very low risk assets.

Are there any fees and charges to open a Kenanga Digital Investing (KDI) account?

No, Kenanga Digital Investing (KDI) does not charge any fees for account opening.

Do I need to make any payments for management fees?

For KDI Save:
There are no management fees charged on your KDI Save portfolio regardless of the amount you invested. It’s absolutely FREE to invest in our KDI Save.

For KDI Invest:
There are no management fees charged to your KDI Invest portfolio when the portfolio value is no more than RM3,000.

If your KDI Invest portfolio value grows above RM3,000, management fees will be incurred and automatically deducted from your KDI Save portfolio. For example, your KDI Invest portfolio of RM2990 will not incur any charges; but if the value increases due to investment gains and/or top-ups and the value exceed RM3,000, management fees will be imposed.

Do note that any investment returns shown on your Kenanga Digital Investing (KDI) dashboard are the net value after initial returns are offset by fees and charges.

For detailed breakdown of your fees and charges, you may refer to your respective monthly statements. To retrieve your monthly statement, please refer to the steps below.

Login to Kenanga Digital Investing (KDI) > Select “My Account” > Select “My Statement” tab > Select “year” > Click on “View Statement” to download.

Alternatively, please refer to this question (Are there any charges for investing into KDI Invest?) for more details on charges.

How long will it take to get my KDI Invest and/or my KDI Save funded?

For online deposits, it will take up to 1 to 2 working days for KDI Save to reflect the funds deposited from the daily cut-off time of 11 am every working day.

For KDI Invest it will take between 4 to 5 working days and kindly note that the daily cut-off time is 8 am every working day.

For offline deposits, it will take up to 3 to 4 working days for KDI Save to reflect the funds deposited from the daily cut-off time of 11 am every working day.

For KDI Invest it will be between 6 to 7 working days from the daily cut-off time which would be 8 am every working day.

The longer duration compared to online deposits is due to the added cheque clearance procedures.

Note that the moment you have made any deposits you will immediately receive an email confirming the submission of the deposit. Upon confirmation of the deposit, you will receive another email.